Therapists Program Pricing

MARCH 2024 - 2025

Premiums:
  • $399.86 – Includes $11.65 in Surplus Lines Tax

How to File for a Trade Name

tradename

The Care Association offers an insurance program for individual therapists providing services such as early intervention, speech therapy, occupational therapy, etc., for individuals with developmental disabilities in Colorado as well as many other states.  Our insurance program provides you, as an individual, with General Liability, Professional Liability and HIPAA Privacy Liability coverage.  If you have employees or pay independent contractors to work for you, you are not eligible for this program. 

Therapists who Qualify

  • Behavior Therapist
  • Speech Therapist
  • Cognitive Therapist
  • Occupation Therapist

Here are some Examples

  • Rehabilitation Counselor
  • Early Intervention Specialist
  • Music Therapist
  • Art Therapist

PROFESSIONAL SERVICES PROGRAM APPLICATIONS

Apply or Renew Online:
(CC or Debit Card Required)

Apply or Renew Online

Printable Version
March 2023-2024

(Pay by Check or Money Order)

Print Version

State of Colorado Insurance Requirements


The Care Association Program was designed to meet the general liability insurance coverage requirements as required by the State of Colorado. If you are operating in a state other than Colorado, it is your responsibility to ensure the requirements of your state are met by this program. The agency you are contracted with should be able to provide you with guidance. 

The Colorado Department of Healthcare Policy and Finance (CCR 2505-10 8.603.8) Insurance and Liability Coverage

  • Community Centered Boards and Program Approved Service Agencies shall maintain, in force at all times, a comprehensive general liability insurance policy, issued by a company authorized to do business in Colorado in an amount acceptable to the Department as specified by contract for total injuries or damages arising from any one incident, for bodily injuries or damages.
  • Program Approved Service Agencies shall maintain or require to be maintained in force at all times, comprehensive general liability insurance coverage for services that are provided directly by the agency or through contract.

Therapists and Counselors Program Requirements


  • All providers will be required to identify the agency(s) or state funded organizations that they contract with.
  • All providers must be serving Individuals with Developmental Disabilities.
  • There must be a valid Independent contract in place at all times between the agency and the provider.
  • It is required that all providers go through a background check.
  • Any provider who has a criminal record involving abuse or neglect or disciplinary actions filed including, but not limited to, the removal of client(s) from services will not be eligible for this program.
  • A completed application is required with full payment before any certificates can or will be issued.
  • Providers that cancel throughout the year will NOT be given a refund.
  • This is for individual therapists only. Providers that have employees or pay independent contractors are not eligible for the program.

If you have any questions please feel free to contact us.