Annual Host Home Program Pricing
MARCH 2024 -2025
Premiums Ages 18-64:
- 1 Client $399.86 - Includes $11.65 in Surplus Lines Tax
- 2 Clients $713.90 - Includes $20.72 in Surplus Lines Tax
- 3 Clients $1020.35 - Includes $29.72 in Surplus Lines Tax
- 1 Client $520.54 - Includes $15.16 in Surplus Lines Tax
- 2 Clients $835.49 - Includes $24.33 in Surplus Lines Tax
- 3 Clients $1,141.04 - Includes $33.23 in Surplus Lines Tax
How to File for a Trade Name
The Care Association offers a Host Home Program for all eligible Host Home Providers in Colorado as well as many other states. Our insurance program provides you, as a provider, with General Liability, Professional Liability and HIPAA Privacy Liability coverage.
What is a Host Home Provider
It is important to distinguish what a ‘Host Home’ is. A Host Home is, an individual who provides what is referred to as individual residential services and supports (IRSS) in his or her own home to a persons with developmental disabilities over the age of 18. Host Homes provide 24/7 care to an individual living in their homes. Host Homes are considered by many as Adult Foster Care for developmentally disabled adults.
HOST HOME PROGRAM APPLICATIONS
Apply or Renew Online:
(CC or Debit Card Required)
Printable Version
(Pay by Check or Money Order)
Print VersionState of Colorado Requirements
The Care Association Host Home Program was designed to meet the general liability insurance coverage requirements as required by the State of Colorado. If you are operating in a state other than Colorado, it is your responsibility to ensure the requirements of your state are met by this program. The agency you are contracted with should be able to provide you with guidance.
The Colorado Department of Healthcare Policy and Finance (CCR 2505-10 8.603.8) Insurance and Liability Coverage
- Community Centered Boards and Program Approved Service Agencies shall maintain, in force at all times, a comprehensive general liability insurance policy, issued by a company authorized to do business in Colorado in an amount acceptable to the Department as specified by contract for total injuries or damages arising from any one incident, for bodily injuries or damages.
- Program Approved Service Agencies shall maintain or require to be maintained in force at all times, comprehensive general liability insurance coverage for services that are provided directly by the agency or through contract.
Host Home Insurance Program Eligibility Requirements:
(All Host Home Providers who qualify and meet the minimum insurance underwriting guidelines will be covered by the master policy)
- Host Homes with clients under age 18 will not be eligible.
- All providers will be required to identify the agency(s) they contract with.
- There must be a valid Host Home contract in place at all times between the agency and the provider.
- It is required that all providers go through a background check and that all individuals living in the home age 18 or older have a background check as well.
- It is required that the contracting agency has inspected the premises where the client(s) will be living.
- It is required that periodic visits of the host home will be conducted by the agency to ensure the safety and well being of the client.
- It is required that the provider has and will keep in force Homeowners or Renters Insurance while insured in this program.
- Any provider who has a criminal record involving abuse or neglect or disciplinary actions filed including, but not limited to, the removal of client(s) from the Host Home will not be eligible for this program.
- A completed application is required with full payment before any certificates can or will be issued.
- Providers that cancel throughout the year will NOT be given a refund.
- Providers that add 1 or more clients during the year will not be assessed an additional charge. If a provider loses a client during the year, they will not be given a refund.
If you have any questions please feel free to contact our office at 303-333-0375 or you can contact us.
